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Bad Credit Loans

At B3 Cash Solutions, we understand that you might have less than perfect credit. If you suffer from bad credit, or no credit at all, B3 Cash Solutions can help you get the cash you need. We offer our payday loan services (also known as a cash advance) to our customers with bad credit. If you suffer from bad credit, it may be impossible to qualify for a bank loan with a low credit score. Emergency situations happen all the time. At B3 Cash Solutions, we are here to help our customers with bad credit receive a loan to help deal with these unexpected situations.

Once approved, you will receive cash for your bad credit loan or payday loan the same day. You can get pre approved by calling the store at 972-422-9832 and talking to a B3 Cash Solutions sales associate, filling out the application online, or by stopping by the B3 Cash Solutions location. We look forward to assisting you with your bad credit loan today.


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Loans in Texas arranged by B3 Cash Solutions and made by, and subject to the approval of, an unaffiliated third party lender. Not all consumers will qualify for a loan or for the maximum loan amount. All loans subject to approval pursuant to standard underwriting criteria. Terms and conditions apply. Payday loans should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counseling.

Loan approval is subject to standard underwriting criteria. Loan funding requires verification of application information. Depending on ability to verify this information, loan funding may be extended up to three days. Annual Percentage Rate (APR) varies and is based on state, loan term, loan funding date and other underwriting considerations.

What happens if I fail to make a timely payment on my loan or credit services transaction? Failure to make a timely payment on your loan or credit services transaction can have several consequences, including the following:

  • Financial Implications - You may be assessed a late fee if you fail to make your payment by a specified period following its due date and you may be assessed with a returned item charge if any check or electronic payment we submit on your behalf is returned unpaid (late fee and returned item fees vary by state – see your transaction agreements for additional details).
  • Collection Activity – We may attempt to collect any delinquent amount through our standard collection practices, which include contacting you by phone, mail, SMS or email. We may also exercise any of our rights under our loan or credit services agreements with you. If we are unable to collect any delinquent amount you may have with us through such actions, we may also sell our debt to a third party debt buyer or engage a collection agency, who may also institute collection activity with you.
  • Impact on Your Credit Score – B3 Cash Solutions does use alternative credit reporting agencies such as Microbilt. Failure to make timely payment on your loan may reduce your score with such agencies, and prevent you from receiving credit or other services from a provider that uses such agencies.
  • Renewal of your Loan – We do not automatically renew any of our loans or credit services transactions. Where refinances or renewals are available (varies by state), you may obtain a refinance or renewal of your loan or credit services transaction by logging in to your account prior to your due date and applying for a renewal or refinance. In connection with any renewal or refinance, you will be required to e-sign new transaction agreements for such renewed or refinanced transaction and our standard rates for loans or credit services transactions will be assessed on such renewal or refinance (varies by state – see posted fee schedules).